The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises
national banks and federal savings associations and licenses, regulates, and supervises
the federal branches and agencies of foreign banking organizations.
The OCC supervises these banks to ensure they operate in a safe and sound manner, provide fair access to
financial services, treat customers fairly, and comply with applicable laws and regulations.
The OCC’s National Risk Committee (NRC) monitors the condition of the federal banking system and identifies key risks. The NRC also monitors emerging threats to the system’s safety and soundness and ability to provide fair access to financial services and treat customers fairly.
The OCC’s Semiannual Risk Perspective addresses key issues facing banks, focusing on those that pose threats to the safety and soundness of banks and their compliance with applicable laws and regulations.